No Interest Loans Scheme

Bellingen Neighbourhood Centre’s No Interest Loan Scheme (Bellingen NILS)


  • Low-income earners
  • Lived in the 2453, 2454 or 2455 postcode area for at least six months
  • Capacity to repay the loan within 12 months


Loans of up to $1200.00

Reason for Loan

  • Purchase of essential household items
  • Medical needs
  • Car repairs
  • Car registration costs
  • May assist other essential needs like health aids or education costs

NILS is not for emergency relief

The National Australia Bank provides the capital through a partnership with Good Shepherd Microfinance and Department of Family and Housing Community Services Indigenous Affairs

All information is completely confidential

Application kits can be picked up at any time during office hours.

The Nils officer available for interviews and enquiries:

Bellingen Neighbourhood Centre 6655 1239
  • Tue 1.30 – 4.00
  • Wed 10.30 – 4.00
  • Thurs 9.30 – 1.00
Urunga Neighbourhood Centre 6655 6993
  • Tuesdays 9.30-12.00
Dorrigo Hickory House 6657 1527
  • Wednesdays 9.00-12.00


Related Services

Below are some similar services we offer at the centre: